PRIVACY POLICY
Arorix Financial, LLC
Last Updated: 12/31/2025
Arorix Financial, LLC (“Arorix,” “we,” “us,” or “our”) values your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your information when you use our website, mobile application, and services (collectively, the “Services”).
1. Who We Are
Arorix Financial is a financial technology company, not a bank.
Banking services are provided by third-party, FDIC-insured financial institution partners, including Column N.A., Member FDIC.
2. Information We Collect
We collect information necessary to operate a financial platform and comply with legal obligations.
a. Personal Information
-
Name, date of birth, address
-
Email address and phone number
-
Government-issued identification (for identity verification)
-
Business information (if applicable)
b. Financial Information
-
Account numbers (tokenized or masked)
-
Transaction data
-
Balances, payment activity, and usage data
c. Device & Usage Information
-
IP address
-
Device type and operating system
-
App usage, logs, and performance data
-
Cookies and similar technologies
3. How We Use Your Information
We use your information to:
-
Provide and operate the Services
-
Verify your identity (KYC/KYB)
-
Prevent fraud and comply with legal requirements
-
Process transactions and payments
-
Communicate with you about your account
-
Improve product performance and security
-
Meet regulatory and partner obligations
4. How We Share Information
We may share information with:
-
Banking partners (e.g., Column N.A.) to provide financial services
-
Payment networks and card issuers
-
Identity verification, fraud prevention, and compliance providers
-
Service providers that help operate the platform
-
Regulators or law enforcement when required by law
We do not sell your personal information.
5. Data Security
We use administrative, technical, and physical safeguards designed to protect your information, including encryption and access controls.
No system is 100% secure. You are responsible for keeping your login credentials secure.
6. Data Retention
We retain your information as long as necessary to:
-
Provide Services
-
Comply with legal, regulatory, and audit obligations
-
Resolve disputes and enforce agreements
7. Your Rights & Choices
Depending on your location, you may have the right to:
-
Access or update your personal information
-
Request deletion where legally permitted
-
Opt out of certain communications
Some data cannot be deleted due to financial regulatory requirements.
8. Cookies & Analytics
We use cookies and analytics tools to:
-
Understand usage patterns
-
Improve site and app performance
-
Maintain security
You may adjust cookie settings through your browser.
9. Children’s Privacy
Arorix does not knowingly collect information from anyone under 18 years old.
10. Third-Party Links
Our Services may contain links to third-party sites.
We are not responsible for their privacy practices.
11. Changes to This Policy
We may update this Privacy Policy periodically.
Continued use of the Services means acceptance of any updates.
12. Contact Us
Questions or concerns about privacy?
support@arorix.com
